Track your
credit score
for free
Track your credit
score for free
How it works
01
Sign up in minutes
Securely link your bank account, then verify your identity and employment.
02
Access your money
Transfer up to $150/day (with a max of $750 per pay period1) to a linked bank account.
Join millions managing their earnings
"EarnIn fills the gaps when I don’t want to dig into my credit or savings."5
Nina
EarnIn customer since 2020
460K+
5-star reviews
19M+
App downloads
It’s your money — take control of it
Cash Out
Access your money in 1-3 business days at no cost / in minutes starting at $2.99.1 No mandatory fees, no credit check, no interest.
Early Pay
Now your direct deposit can land in your bank account up to 2 days sooner — just $2.99 per expedited transfer.2
Balance
Shield
Shield
Help protect against overdrafts wherever you bank with custom alerts and automatic $100 transfers.3
Credit
Monitoring
Monitoring
See your VantageScore 3.0® by Experian® right in the app.6 Stay ahead of surprises and potential fraud — did we mention it's free?
Tip
Yourself
Yourself
Set yourself up to save every time you get paid with a no-cost, FDIC-insured account.4 Then kick back and ace your goals.
It’s your money — take control of it
Cash Out
Access your money in 1-3 business days at no cost / in minutes starting at $2.99.1 No mandatory fees, no credit check, no interest.
Early Pay
Now your direct deposit can land in your bank account up to 2 days sooner — just $2.99 per expedited transfer.2
Balance
Shield
Shield
Help protect against overdrafts wherever you bank with custom alerts and automatic $100 transfers.3
Credit
Monitoring
Monitoring
See your VantageScore 3.0® by Experian® right in the app.6 Stay ahead of surprises and potential fraud — did we mention it's free?
Tip
Yourself
Yourself
Set yourself up to save every time you get paid with a no-cost, FDIC-insured account.4 Then kick back and ace your goals.